/* ============================================================
   APSIS Business Consulting – content.css
   Shared styles for the content hub, blog listing, blog articles,
   insights listing, and insight articles.
   Loaded AFTER style-v2.css and service-pages.css.
   Tokens come from style-v2.css; hero/sections from service-pages.css.
   ============================================================ */

/* ────────────────────────────────────────────────────────────
   1. HUB LANDING PAGE
   ──────────────────────────────────────────────────────────── */

/* ── Hub hero ────────────────────────────────────────────── */
.hub-hero { padding: 6rem 0 4rem; }

.hub-hero-title {
    margin: 0 0 1.25rem;
    font-weight: 500;
    font-size: clamp(2.4rem, 5vw, 4rem);
    line-height: 1.08;
    color: var(--text-hero);
    text-wrap: balance;
}

.hub-hero-accent {
    background: linear-gradient(var(--orange), var(--orange)) no-repeat 0 96% / 100% 3px;
    -webkit-box-decoration-break: clone;
    box-decoration-break: clone;
}

.hub-hero-sub {
    max-width: 36em;
    margin: 0 0 2.5rem;
    font-size: 1.125rem;
    line-height: 1.7;
    color: #3a4759;
    text-wrap: pretty;
}

/* ── Choice cards (Blogs / Insights) ────────────────────── */
.hub-choices {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.5rem;
    max-width: 800px;
}

.hub-choice {
    display: flex;
    align-items: center;
    gap: 1.25rem;
    padding: 1.75rem 1.5rem;
    background: #fff;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 18px;
    text-decoration: none;
    color: var(--text-hero);
    transition: border-color 0.25s ease, box-shadow 0.25s ease;
}

.hub-choice:hover {
    border-color: #bfb8a8;
    box-shadow: 0 8px 28px -8px rgba(15, 39, 66, 0.12);
}

.hub-choice-body { flex: 1; min-width: 0; }

.hub-choice-label {
    display: block;
    margin-bottom: 0.25rem;
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--orange);
}

.hub-choice-body h3 {
    margin: 0 0 0.35rem;
    font-size: 1.35rem;
    font-weight: 500;
    line-height: 1.25;
    color: var(--text-hero);
}

.hub-choice-body p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}

.hub-choice-arrow {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--off-white, #f7f6f2);
    color: var(--text-hero);
    font-size: 1rem;
    transition: background 0.2s ease, color 0.2s ease;
}

.hub-choice:hover .hub-choice-arrow {
    background: var(--orange);
    color: #fff;
}

/* ── Section header (shared across hub) ─────────────────── */
.ct-head {
    margin-bottom: 2.5rem;
}

.ct-head h2 {
    margin: 0 0 0.5rem;
    font-weight: 500;
    font-size: clamp(1.85rem, 3.2vw, 2.5rem);
    line-height: 1.1;
    color: var(--text-hero);
    text-wrap: balance;
}

.ct-head p {
    margin: 0;
    max-width: 38em;
    font-size: 1.0625rem;
    line-height: 1.7;
    color: #3a4759;
}

/* ── Explain grid (two cards: Blogs / Insights) ──────────── */
.ct-explain {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.75rem;
}

.ct-explain-card {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 20px;
    overflow: hidden;
    background: #fff;
    transition: border-color 0.25s ease, box-shadow 0.35s cubic-bezier(0.25, 1, 0.5, 1), transform 0.35s cubic-bezier(0.25, 1, 0.5, 1);
}

.ct-explain-card:hover {
    border-color: #bfb8a8;
    box-shadow: 0 16px 40px -10px rgba(15, 39, 66, 0.14);
    transform: translateY(-4px);
}

.ct-explain-img {
    position: relative;
    aspect-ratio: 16 / 9;
    overflow: hidden;
}

.ct-explain-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.65s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
}

.ct-explain-card:hover .ct-explain-img img {
    transform: scale(1.06);
}

.ct-explain-num {
    position: absolute;
    top: 1rem;
    left: 1rem;
    font-family: "Playfair Display", serif;
    font-size: 1.5rem;
    font-weight: 500;
    color: #fff;
    text-shadow: 0 2px 8px rgba(0,0,0,0.3);
}

.ct-explain-body {
    flex: 1;
    padding: 1.5rem 1.5rem 1.75rem;
}

.ct-explain-body h4 {
    margin: 0 0 0.5rem;
    font-size: 1.25rem;
    font-weight: 500;
    color: var(--text-hero);
}

.ct-explain-body p {
    margin: 0 0 1rem;
    font-size: 0.9375rem;
    line-height: 1.65;
    color: var(--text-muted);
}

.ct-explain-list {
    margin: 0 0 1.25rem;
    padding: 0;
    list-style: none;
}

.ct-explain-list li {
    position: relative;
    padding-left: 1.5rem;
    margin-bottom: 0.5rem;
    font-size: 0.9375rem;
    line-height: 1.55;
    color: #3a4759;
}

.ct-explain-list li::before {
    content: "";
    position: absolute;
    top: 0.85em;
    left: 0;
    width: 10px;
    height: 1.5px;
    background: var(--orange);
}

.ct-explain-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--text-hero);
    text-decoration: none;
    border-bottom: 1.5px solid var(--orange);
    transition: color 0.2s ease;
}

.ct-explain-btn:hover { color: var(--orange); }

/* ── Latest posts rows ───────────────────────────────────── */
.ct-latest-row + .ct-latest-row { margin-top: 3rem; }

.ct-latest-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid var(--sv-line, #d9d4c8);
}

.ct-latest-label {
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--text-hero);
}

.ct-latest-all {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-hero);
    text-decoration: none;
    border-bottom: 1.5px solid var(--orange);
    transition: color 0.2s ease;
}

.ct-latest-all:hover { color: var(--orange); }

.ct-latest-cards {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.25rem;
}

.ct-latest-card {
    display: flex;
    flex-direction: column;
    padding: 1.25rem 1.25rem 1rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 16px;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease;
}

.ct-latest-card:hover { border-color: #bfb8a8; }

.ct-latest-cat {
    display: block;
    margin-bottom: 0.4rem;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.ct-latest-card h5 {
    flex: 1;
    margin: 0 0 0.75rem;
    font-size: 1.0625rem;
    font-weight: 500;
    line-height: 1.4;
    color: var(--text-hero);
}

.ct-latest-meta {
    font-size: 0.8125rem;
    color: var(--text-muted);
}


/* ────────────────────────────────────────────────────────────
   2. BLOG / INSIGHTS LISTING PAGES
   ──────────────────────────────────────────────────────────── */

/* ── Filter bar ──────────────────────────────────────────── */
.ct-filters {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    padding: 1.5rem 0;
    border-bottom: 1px solid var(--sv-line, #d9d4c8);
}

.ct-filters-label {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-muted);
    margin-right: 0.25rem;
}

.ct-pill {
    display: inline-flex;
    align-items: center;
    padding: 0.4rem 1rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 50px;
    background: transparent;
    font-family: inherit;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-hero);
    cursor: pointer;
    transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

.ct-pill:hover { border-color: #bfb8a8; }

.ct-pill.active,
.ct-pill[aria-pressed="true"] {
    background: var(--navy, #0f2742);
    border-color: var(--navy, #0f2742);
    color: #fff;
}

/* ── Blog card grid ──────────────────────────────────────── */
.ct-blog-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: 1.5rem;
    list-style: none;
    margin: 0;
    padding: 0;
}

.ct-blog-card {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 18px;
    overflow: hidden;
    background: #fff;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease, box-shadow 0.35s cubic-bezier(0.25, 1, 0.5, 1), transform 0.35s cubic-bezier(0.25, 1, 0.5, 1);
}

.ct-blog-card:hover {
    border-color: #bfb8a8;
    box-shadow: 0 16px 40px -10px rgba(15, 39, 66, 0.14);
    transform: translateY(-4px);
}

.ct-blog-card-img {
    aspect-ratio: 16 / 9;
    overflow: hidden;
}

.ct-blog-card-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.65s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
}

.ct-blog-card:hover .ct-blog-card-img img {
    transform: scale(1.06);
}

.ct-blog-card-body {
    flex: 1;
    display: flex;
    flex-direction: column;
    padding: 1.25rem 1.5rem 1.5rem;
}

.ct-blog-card-cat {
    display: block;
    margin-bottom: 0.4rem;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.ct-blog-card-body h3 {
    flex: 1;
    margin: 0 0 0.5rem;
    font-size: 1.125rem;
    font-weight: 500;
    line-height: 1.4;
    color: var(--text-hero);
}

.ct-blog-card-body p {
    margin: 0 0 1rem;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}

.ct-blog-card-meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-top: 0.75rem;
    border-top: 1px solid var(--sv-line, #d9d4c8);
    font-size: 0.8125rem;
    color: var(--text-muted);
}

.ct-blog-card-read {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    font-weight: 500;
    color: var(--text-hero);
}

.ct-blog-card-read svg {
    width: 14px;
    height: 14px;
}


/* ────────────────────────────────────────────────────────────
   3. BLOG ARTICLE PAGES
   ──────────────────────────────────────────────────────────── */

/* ── Reading progress bar ────────────────────────────────── */
#reading-progress {
    position: fixed;
    top: 0;
    left: 0;
    width: 0;
    height: 3px;
    background: var(--orange);
    z-index: 1100;
    transition: width 0.1s linear;
    pointer-events: none;
}

/* ── Article layout: TOC left, prose right ────────────────── */
.article-layout {
    display: grid;
    grid-template-columns: 220px minmax(0, 1fr);
    gap: 3.5rem;
    align-items: start;
}

/* ── Article TOC (reuses legal-pages.css patterns) ────────── */
.article-toc {
    position: sticky;
    top: 100px;
    overflow: visible;
}

.article-toc-title {
    margin: 0 0 0.75rem;
    font-size: 0.875rem;
    color: #6b7686;
}

.article-toc-list {
    margin: 0;
    padding: 0;
    list-style: none;
    border-left: 1px solid var(--sv-line, #d9d4c8);
}

.article-toc-list a {
    display: block;
    margin-left: -1px;
    padding: 0.4rem 0 0.4rem 1rem;
    border-left: 2px solid transparent;
    font-size: 0.9375rem;
    line-height: 1.4;
    color: #4a5668;
    text-decoration: none;
    transition: color 0.2s ease, border-color 0.2s ease;
}

.article-toc-list a:hover { color: var(--text-hero); }

.article-toc-list a.is-active {
    border-left-color: var(--orange);
    font-weight: 500;
    color: var(--text-hero);
}

/* ── Article prose body ──────────────────────────────────── */
.article-prose {
    min-width: 0;
    max-width: 740px;
}

.article-prose p {
    margin: 0 0 1.5rem;
    font-size: 1.0625rem;
    line-height: 1.8;
    color: #3a4759;
    text-wrap: pretty;
}

.article-prose p:last-child { margin-bottom: 0; }

.article-prose h2 {
    margin: 2.5rem 0 0.9rem;
    font-weight: 500;
    font-size: clamp(1.4rem, 2.3vw, 1.75rem);
    line-height: 1.2;
    color: var(--text-hero);
    scroll-margin-top: 100px;
}

.article-prose h3 {
    margin: 1.75rem 0 0.5rem;
    font-size: 1.125rem;
    font-weight: 600;
    line-height: 1.4;
    color: var(--text-hero);
}

.article-prose strong {
    font-weight: 600;
    color: var(--navy, #0f2742);
}

.article-prose em {
    font-style: italic;
    color: var(--navy, #0f2742);
}

.article-prose ul,
.article-prose ol {
    max-width: 44em;
    margin: 0 0 1.5rem;
    padding: 0;
    list-style: none;
}

.article-prose li {
    position: relative;
    padding-left: 1.6rem;
    margin-bottom: 0.6rem;
    font-size: 1.0625rem;
    line-height: 1.75;
    color: #3a4759;
}

.article-prose li::before {
    content: "";
    position: absolute;
    top: 0.95em;
    left: 0;
    width: 10px;
    height: 1.5px;
    background: var(--orange);
}

.article-prose ol { counter-reset: art; }
.article-prose ol li { counter-increment: art; }
.article-prose ol li::before {
    content: counter(art) ".";
    width: auto;
    height: auto;
    background: none;
    font-weight: 600;
    font-size: 0.9375rem;
    color: var(--orange);
    position: absolute;
    top: 0;
    left: 0;
}

.article-prose a:not(.hero-btn-primary):not(.btn-primary):not(.article-mid-cta):not(.btn) {
    color: var(--text-hero);
    font-weight: 500;
    text-decoration: none;
    border-bottom: 1.5px solid var(--orange);
    transition: color 0.2s ease;
}

.article-prose a:not(.hero-btn-primary):not(.btn-primary):not(.article-mid-cta):not(.btn):hover { color: var(--orange); }

.article-prose blockquote {
    margin: 2rem 0;
    padding: 1rem 1.5rem;
    border-left: 3px solid var(--orange);
    background: #fff;
    border-radius: 0 12px 12px 0;
    font-size: 1.0625rem;
    line-height: 1.75;
    color: var(--navy, #0f2742);
    font-style: italic;
}

/* ── Takeaways / Tip boxes ───────────────────────────────── */
.article-box {
    margin: 2rem 0;
    padding: 1.25rem 1.5rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-left: 3px solid var(--orange);
    border-radius: 12px;
    background: #fff;
}

.article-box h3 {
    margin: 0 0 0.5rem !important;
}

.tip-box, .takeaways-box {
    margin: 2rem 0;
    padding: 1.25rem 1.5rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-left: 3px solid var(--orange);
    border-radius: 12px;
    background: #fff;
}

.tip-box__label, .takeaways-box__title {
    font-weight: 600;
    color: var(--text-hero, #0f2742);
    margin-bottom: 0.5rem;
    display: block;
}

.takeaways-box__header {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}

.takeaways-box__icon {
    width: 20px;
    height: 20px;
    color: var(--orange);
}

.contextual-link-box {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin: 2rem 0;
    padding: 1rem 1.25rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 14px;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease;
}

.contextual-link-box:hover { border-color: var(--orange); }

.contextual-link-box__label {
    display: block;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.contextual-link-box__title {
    font-size: 1rem;
    font-weight: 500;
    color: var(--text-hero);
}

.contextual-link-box__icon {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    margin-left: auto;
    color: var(--orange);
}

.mid-cta {
    margin: 2.5rem 0;
    padding: 1.5rem;
    background: var(--off-white, #f7f6f2);
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 14px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1.25rem;
}

.mid-cta__label {
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    color: var(--orange);
    margin-bottom: 0.25rem;
}

.mid-cta__heading {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--text-hero);
    margin: 0 0 0.25rem;
}

.mid-cta__sub {
    font-size: 0.9375rem;
    color: var(--text-muted);
    margin: 0;
}

.mid-cta > div:first-child,
.mid-cta__text {
    flex: 1;
    min-width: 260px;
}

.mid-cta .hero-btn-primary,
.mid-cta .btn-primary,
.article-prose .hero-btn-primary,
.article-prose .btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 0.8rem 1.75rem;
    background: var(--navy, #0f2742) !important;
    border: 1px solid var(--navy, #0f2742) !important;
    border-radius: var(--radius-sm, 10px);
    font-weight: 600;
    font-size: 0.9375rem;
    color: #ffffff !important;
    text-decoration: none !important;
    border-bottom: none !important;
    white-space: nowrap;
    box-shadow: 0 4px 14px rgba(15, 39, 66, 0.12);
    transition: background-color 0.25s ease, border-color 0.25s ease, color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}

.mid-cta .hero-btn-primary:hover,
.mid-cta .btn-primary:hover,
.article-prose .hero-btn-primary:hover,
.article-prose .btn-primary:hover {
    background: var(--orange, #e06d2d) !important;
    border-color: var(--orange, #e06d2d) !important;
    color: #ffffff !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(224, 109, 45, 0.25);
}

/* ── Contextual link (mid-CTA) ───────────────────────────── */
.article-mid-cta {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin: 2rem 0;
    padding: 1rem 1.25rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 14px;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease;
}

.article-mid-cta:hover { border-color: var(--orange); }

.article-mid-cta-label {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.article-mid-cta-title {
    font-size: 1rem;
    font-weight: 500;
    color: var(--text-hero);
}

.article-mid-cta svg {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    margin-left: auto;
    color: var(--orange);
}

/* ── Author/Follow bar ───────────────────────────────────── */
.article-author {
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 1px solid var(--sv-line, #d9d4c8);
}

.article-follow-links {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-top: 1rem;
}

.article-follow-links a {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 50px;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-hero);
    text-decoration: none;
    transition: border-color 0.2s ease;
}

.article-follow-links a:hover { border-color: var(--orange); color: var(--orange); }

.article-follow-links a svg {
    width: 16px;
    height: 16px;
}

/* ── Related posts ───────────────────────────────────────── */
.related-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.25rem;
}

.related-card {
    display: flex;
    flex-direction: column;
    padding: 1.25rem 1.25rem 1rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 16px;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease;
}

.related-card:hover { border-color: #bfb8a8; }

.related-cat {
    display: block;
    margin-bottom: 0.4rem;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.related-title {
    flex: 1;
    display: block;
    margin-bottom: 0.75rem;
    font-size: 1.0625rem;
    font-weight: 500;
    line-height: 1.4;
    color: var(--text-hero);
}

.related-meta {
    display: block;
    font-size: 0.8125rem;
    color: var(--text-muted);
}

/* ── Custom content grids for article data ────────────────── */
.ct-data-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin: 1.5rem 0;
}

.ct-data-card {
    padding: 1.25rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 14px;
    background: #fff;
}

.ct-data-card h4 {
    margin: 0 0 0.3rem;
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-hero);
}

.ct-data-card p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}

/* ── Comparison Table ─────────────────────────────────────── */
.compare-table {
    width: 100%;
    border-collapse: collapse;
    border-radius: 14px;
    overflow: hidden;
    border: 1px solid var(--sv-line, #d9d4c8);
    margin: 2rem 0;
    font-size: 0.9375rem;
    box-shadow: 0 4px 16px rgba(15, 39, 66, 0.04);
}

.compare-table thead tr {
    background: var(--navy, #0f2742);
}

.compare-table thead th {
    padding: 14px 18px;
    text-align: left;
    font-family: inherit;
    font-size: 0.8125rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.95);
}

.compare-table thead th:first-child {
    color: rgba(255, 255, 255, 0.65);
}

.compare-table tbody tr:nth-child(odd) {
    background: #fff;
}

.compare-table tbody tr:nth-child(even) {
    background: var(--off-white, #f7f6f2);
}

.compare-table tbody tr:hover {
    background: #f0f4fa;
}

.compare-table tbody td {
    padding: 13px 18px;
    border-top: 1px solid var(--sv-line, #d9d4c8);
    color: var(--text-body, #2b3340);
    line-height: 1.55;
    vertical-align: top;
}

.compare-table tbody td:first-child {
    font-weight: 600;
    color: var(--text-hero, #0f2742);
    white-space: nowrap;
    font-size: 0.875rem;
}

.compare-table .col-pro {
    color: var(--text-hero, #0f2742);
    font-weight: 500;
}

.badge-risk {
    display: inline-block;
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    padding: 3px 9px;
    border-radius: 20px;
}

.badge-risk.high {
    background: #fde8e8;
    color: #c0392b;
}

.badge-risk.medium {
    background: #fff3e0;
    color: #d97706;
}

.badge-risk.low {
    background: #e6f4ea;
    color: #1e7e34;
}

@media (max-width: 640px) {
    .compare-table {
        font-size: 0.85rem;
    }
    .compare-table tbody td,
    .compare-table thead th {
        padding: 10px 12px;
    }
    .compare-table tbody td:first-child {
        white-space: normal;
    }
}

/* ── Mini-Tool: Penalty Estimator ─────────────────────────── */
.penalty-estimator {
    background: #fff;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 16px;
    padding: 2rem;
    margin: 2.5rem 0;
    position: relative;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(15, 39, 66, 0.05);
}

.penalty-estimator::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--navy, #0f2742);
}

.penalty-estimator__header {
    margin-bottom: 1.5rem;
    text-align: center;
}

.penalty-estimator__title {
    font-size: 1.35rem;
    font-weight: 600;
    color: var(--text-hero, #0f2742);
    margin: 0 0 0.4rem;
}

.penalty-estimator__desc {
    font-size: 0.9375rem;
    color: var(--text-muted);
    margin: 0;
}

.penalty-estimator__form {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.form-group-mini {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.form-group-mini label {
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--text-hero, #0f2742);
}

.form-group-mini select,
.form-group-mini input {
    padding: 0.75rem 1rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 10px;
    font-family: inherit;
    font-size: 0.9375rem;
    color: var(--text-body);
    background: var(--off-white, #f7f6f2);
    transition: border-color 0.2s ease, background 0.2s ease;
    width: 100%;
}

.form-group-mini select:focus,
.form-group-mini input:focus {
    outline: none;
    border-color: var(--orange, #e06d2d);
    background: #fff;
}

.btn-calc {
    grid-column: 1 / -1;
    background: var(--navy, #0f2742);
    color: #fff;
    border: none;
    padding: 0.875rem;
    border-radius: 10px;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.2s ease;
    font-size: 0.9375rem;
}

.btn-calc:hover {
    background: var(--orange, #e06d2d);
}

.penalty-estimator__result {
    background: var(--off-white, #f7f6f2);
    border-radius: 12px;
    padding: 1.25rem;
    text-align: center;
    border: 1px dashed var(--sv-line, #d9d4c8);
    display: none;
}

.penalty-estimator__result.active {
    display: block;
    animation: fadeIn 0.3s ease forwards;
}

.penalty-amount {
    display: block;
    font-size: 1.75rem;
    font-weight: 700;
    color: #c0392b;
    margin: 0.5rem 0;
}

.penalty-note {
    font-size: 0.8125rem;
    color: var(--text-muted);
    font-style: italic;
    margin: 0.5rem 0 0;
}

@media (max-width: 600px) {
    .penalty-estimator__form {
        grid-template-columns: 1fr;
    }
}


/* ────────────────────────────────────────────────────────────
   4. CTA STRIP (hub, listing pages)
   ──────────────────────────────────────────────────────────── */
.ct-cta-strip {
    padding: 3rem 0;
    background: var(--off-white, #f7f6f2);
    border-top: 1px solid #e3dfd6;
    border-bottom: 1px solid #e3dfd6;
}

.ct-cta-inner {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem 3rem;
}

.ct-cta-inner h3 {
    margin: 0;
    font-weight: 500;
    font-size: clamp(1.5rem, 2.4vw, 2rem);
    line-height: 1.15;
    color: var(--text-hero);
}

.ct-cta-inner p {
    margin: 0.25rem 0 0;
    max-width: 34em;
    font-size: 1rem;
    line-height: 1.65;
    color: #3a4759;
}


/* ────────────────────────────────────────────────────────────
   5. HUB FOOTER (compact)
   ──────────────────────────────────────────────────────────── */
.hub-footer {
    padding: 2.5rem 0;
    background: var(--navy, #0f2742);
    color: rgba(255,255,255,0.55);
}

.hub-footer-inner {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem 2rem;
}

.hub-footer-brand {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: #fff;
    font-weight: 500;
    font-size: 0.9375rem;
}

.hub-footer-brand img {
    height: 32px;
    border-radius: 5px;
}

.hub-footer-links {
    display: flex;
    gap: 1.5rem;
}

.hub-footer-links a {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.55);
    text-decoration: none;
    transition: color 0.2s ease;
}

.hub-footer-links a:hover { color: var(--orange); }

.hub-footer-copy {
    width: 100%;
    margin: 0;
    padding-top: 1.25rem;
    border-top: 1px solid rgba(255,255,255,0.08);
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.35);
}


/* ────────────────────────────────────────────────────────────
   6. INSIGHTS LISTING (services grid, why grid, process grid)
   ──────────────────────────────────────────────────────────── */
.ct-services-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.5rem;
}

.ct-service-card {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 20px;
    background: #fff;
    overflow: hidden;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.25s ease, box-shadow 0.35s cubic-bezier(0.25, 1, 0.5, 1), transform 0.35s cubic-bezier(0.25, 1, 0.5, 1);
}

.ct-service-card:hover {
    border-color: #bfb8a8;
    box-shadow: 0 16px 40px -10px rgba(15, 39, 66, 0.14);
    transform: translateY(-4px);
}

.ct-service-card--featured {
    grid-column: span 3;
    display: grid;
    grid-template-columns: 1.25fr 1fr;
    background: #fff;
}

.ct-service-img {
    position: relative;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    background: #eef2f6;
}

.ct-service-card--featured .ct-service-img {
    aspect-ratio: auto;
    height: 100%;
    min-height: 280px;
}

.ct-service-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.65s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
}

.ct-service-card:hover .ct-service-img img {
    transform: scale(1.06);
}

.ct-service-badge {
    position: absolute;
    top: 1rem;
    left: 1rem;
    padding: 0.3rem 0.75rem;
    background: rgba(15, 39, 66, 0.85);
    backdrop-filter: blur(4px);
    color: #fff;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.03em;
}

.ct-service-body {
    padding: 1.75rem 1.5rem;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.ct-service-card--featured .ct-service-body {
    padding: 2.25rem 2rem;
}

.ct-service-cat {
    display: block;
    margin-bottom: 0.4rem;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--orange);
}

.ct-service-body h3 {
    margin: 0 0 0.6rem;
    font-size: 1.35rem;
    font-weight: 500;
    line-height: 1.25;
    color: var(--text-hero);
}

.ct-service-body p {
    margin: 0 0 1rem;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}

.ct-service-bullets {
    margin: 0 0 1.25rem;
    padding: 0;
    list-style: none;
}

.ct-service-bullets li {
    position: relative;
    padding-left: 1.25rem;
    margin-bottom: 0.4rem;
    font-size: 0.875rem;
    line-height: 1.5;
    color: var(--text-body);
}

.ct-service-bullets li::before {
    content: "•";
    position: absolute;
    left: 0;
    color: var(--orange);
    font-weight: bold;
}

.ct-service-foot {
    margin-top: auto;
    padding-top: 1rem;
    border-top: 1px solid var(--sv-line, #d9d4c8);
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-hero);
}

.ct-service-foot span:last-child {
    color: var(--orange);
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
}

/* ── Why Apsis grid ──────────────────────────────────────── */
.ct-why-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.5rem;
}

.ct-why-card {
    padding: 1.75rem 1.5rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 18px;
    background: #fff;
}

.ct-why-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--off-white, #f7f6f2);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-hero);
    margin-bottom: 1.25rem;
    font-size: 1.25rem;
}

.ct-why-card h4 {
    margin: 0 0 0.4rem;
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--text-hero);
}

.ct-why-card p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}

/* ── Process steps grid ──────────────────────────────────── */
.ct-process-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 1.5rem;
}

.ct-process-card {
    padding: 1.75rem 1.5rem;
    border: 1px solid var(--sv-line, #d9d4c8);
    border-radius: 18px;
    background: #fff;
    position: relative;
}

.ct-process-step {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--navy, #0f2742);
    color: #fff;
    font-size: 0.9375rem;
    font-weight: 600;
    margin-bottom: 1rem;
}

.ct-process-card h3 {
    margin: 0 0 0.5rem;
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--text-hero);
}

.ct-process-card p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: var(--text-muted);
}


/* ────────────────────────────────────────────────────────────
   7. REVEAL ANIMATION (native, no AOS)
   ──────────────────────────────────────────────────────────── */
[data-reveal] {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

[data-reveal].is-in {
    opacity: 1;
    transform: none;
}

[data-reveal]:nth-child(2) { transition-delay: 0.08s; }
[data-reveal]:nth-child(3) { transition-delay: 0.16s; }
[data-reveal]:nth-child(4) { transition-delay: 0.24s; }


/* ────────────────────────────────────────────────────────────
   8. RESPONSIVE
   ──────────────────────────────────────────────────────────── */
@media (max-width: 900px) {
    .hub-choices {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-explain {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-latest-cards {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .article-layout {
        grid-template-columns: minmax(0, 1fr);
        gap: 2rem;
    }

    .article-toc {
        position: static;
        max-height: none;
        overflow: visible;
        padding: 1rem 1.25rem;
        background: #fff;
        border: 1px solid var(--sv-line, #d9d4c8);
        border-radius: 16px;
    }

    .related-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ct-services-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ct-service-card--featured {
        grid-column: span 2;
        grid-template-columns: 1fr;
    }

    .ct-why-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ct-process-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .hub-hero { padding: 4rem 0 3rem; }

    .ct-latest-cards,
    .related-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-data-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-blog-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-services-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-service-card--featured {
        grid-column: span 1;
    }

    .ct-why-grid {
        grid-template-columns: minmax(0, 1fr);
    }

    .ct-process-grid {
        grid-template-columns: minmax(0, 1fr);
    }
}

@media (max-width: 576px) {
    .hub-choices {
        gap: 1rem;
    }
}

/* ────────────────────────────────────────────────────────────
   6. HERO PHOTO VISUAL (.ph-photo)
   Standardized hero imagery for content articles and hub pages
   ──────────────────────────────────────────────────────────── */
.page-hero .ph-visual {
    justify-self: center;
    width: min(100%, 480px);
}

.ph-photo {
    position: relative;
    width: 100%;
    border-radius: 20px;
    overflow: hidden;
    background: #e8e3d8;
    aspect-ratio: 16 / 10;
    box-shadow: 0 16px 40px -12px rgba(15, 39, 66, 0.14);
    transition: transform 0.4s cubic-bezier(0.25, 1, 0.5, 1), box-shadow 0.4s cubic-bezier(0.25, 1, 0.5, 1);
    cursor: pointer;
}

.ph-photo:hover {
    transform: translateY(-4px);
    box-shadow: 0 24px 50px -12px rgba(15, 39, 66, 0.22);
}

.ph-photo img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transition: transform 0.65s cubic-bezier(0.25, 1, 0.5, 1), filter 0.65s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: transform;
}

.ph-photo:hover img,
.ph-photo img:hover {
    transform: scale(1.05);
    filter: contrast(1.02);
}

/* General article body image hover */
.article-prose img,
.article-body img {
    border-radius: 14px;
    transition: transform 0.5s cubic-bezier(0.25, 1, 0.5, 1), box-shadow 0.5s cubic-bezier(0.25, 1, 0.5, 1);
}

.article-prose img:hover,
.article-body img:hover {
    transform: scale(1.02);
    box-shadow: 0 14px 34px -8px rgba(15, 39, 66, 0.18);
}

@media (max-width: 991px) {
    .page-hero .ph-visual {
        width: 100%;
        max-width: 520px;
        justify-self: start;
        margin-top: 1.5rem;
    }
}